SR-22 Coverage
If you need SR-22 insurance coverage, we’re here to help. Simply contact us, and we can help get you back out on the road. Our company specializes in providing SR-22 coverage for drivers in the Indianapolis area, and we pride ourselves in providing low-rates and monthly payments for our customers.
When you purchase SR-22 coverage with us, our insurance companies will notify the Secretary of State electronically, so you do not have to do any of the leg-work. We will also e-mail your confirmation and insurance cards immediately after you make your purchase so you do not have to wait to get back out on the road. Once your SR-22 paperwork has been filed, your license suspension will be revoked and you can once again get behind the wheel of your vehicle legally.
How Do I know if I Need SR-22?
If your driver’s license has been suspended or revoked due to certain motor-vehicle violations, the state typically requires that drivers establish SR-22 financial responsibility before your driver’s license or vehicle plates can be reinstated. Violations that may require SR-22 coverage include:
- Driving without car insurance
- Driving under the influence (DWI/DUI)
- Reckless driving
- Automobile accident without insurance
- Multiple moving violations in a 12-month period
- Driver’s license suspension or revocation
Important Information about SR-22 Coverage
SR-22 is the name of the form used by insurance companies to notify the state that an individual has the required minimum insurance coverage. In order to prove that the person has established financial responsibility, the SR-22 form is completed by the insurance company and is submitted electronically. Once the form has been submitted, driving privileges will usually be reinstated on a permanent or restricted basis.
The SR-22 certificate can be issued in the form of an owner’s certificate, a non-owner/operator’s certificate, or an owner/operator’s certificate. In order to establish SR-22 coverage, the driver is typically required to obtain at least the lowest amount of liability insurance that is required by the state. Drivers are typically required to maintain SR-22 coverage for a period of three to five years, depending on the nature of the individual’s license suspension. If the driver fails to maintain insurance coverage, he or she may again lose driving privileges and may face additional penalties.
Contact Us
Don’t let your driving history keep you off the road. For affordable SR-22 coverage, contact the Indianapolis car insurance agents of Insure on the Spot today at 1-888-972-SAVE.
