Is it true that my credit history can affect my insurance premiums?

Yes, your credit rating may be a factor when an insurance company is determining the premium they will charge you. If you have a high credit score, insurance companies are likely to see you as more trustworthy, and therefore less of a risk to insure. A lower credit score could make them see you as higher risk, which may lead to higher premiums.

Even if your credit history or driving record is not perfect, Insure on the Spot can help you find affordable insurance simply and efficiently. Contact our Indianapolis auto insurance agents at 1-888-972-SAVE.